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FX API: USD/CAD 1.3951 | |
NORTHERN LEDGER
Capital Research Inc. • Bay St. Toronto
S&P/TSX COMP 35,532.28 +181.06 (+0.51%)
S&P/TSX 60 2,134.80 +0.54%
BoC OVERNIGHT RATE 2.50% (Hold • Next Dec 8)
USD / CAD 1.3951 (1 CAD = 0.7168 USD)
WCS HEAVY CRUDE US$56.80 -0.84%
GOLD SPOT US$2,745.20 +1.12%
CANADA 10Y GoC 3.38% -2 bps
RY.TO

Royal Bank of Canada

Financials • TSX Senior

ISIN: CA7800871021 • SEDAR+ Profile #00001242 • Consolidated TMX / Alpha / CXC Feed

C$286.12 +C$3.73 (+1.32%)
Equiv: US$205.09 • Vol: 4,182,900 • Last Tick: 16:00:00 EST
2026-11-04 O: 283.40 H: 287.15 L: 282.90 C: 286.12 Vol: 4.18M
SMA20: 281.45 EMA50: 276.80 RSI(14): 58.4
CSA / CIRO Market Data Notice: Historical performance is not indicative of future results. Technical indicators are mathematical derivations for educational analysis only.

Consolidated Canadian Venues

TSX • Alpha • Nasdaq CXC • Omega ATS

Spread: 1.4 bps
VENUE / SIZE BID
ASK SIZE / VENUE
52W Low: C$199.80 52-Week Range Position 52W High: C$304.90
MARKET CAP C$394.3B
P/E (TTM) 17.98x
DIVIDEND YIELD 2.46%
QTR DIVIDEND C$1.76
EPS (TTM) C$15.91
BETA (vs TSX) 0.94
Objective Institutional Thesis & Risk Factors CSA Balanced View
Constructive Drivers: HSBC Canada acquisition synergies, resilient net interest income (NII), and industry-leading CET1 capital ratio above 12.8%.
Key Risk Factors: Canadian residential mortgage renewal repricing headwinds in 2026–2027 and potential provisions for credit losses (PCL) in commercial real estate.

S&P/TSX Institutional Coverage Universe & Quantitative Screener

12 Senior Issuers

Click any security row to load full OHLCV history into the primary chart engine, or click "Simulate" to model after-tax dividend compounding in a TFSA/RRSP.

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Ticker / Exchange Issuer Name & Sector Last Price 24h Chg % Market Cap P/E (TTM) Eligible Div Yield 52W Trajectory Consensus Profile Actions
CRA 2026 TAX YEAR RULES • ELIGIBLE CANADIAN DIVIDEND GROSS-UP (38%)

Canadian Registered Account & Eligible Dividend Tax-Efficiency Simulator

Compare multi-year compounding across TFSA (CELI), RRSP (REER), FHSA (CELIAPP), and Non-Registered Accounts (incorporating the Federal 15.0198% + Provincial Eligible Dividend Tax Credit).

Model Benchmark / Stock RY.TO (Yield: 2.46% + 6.5% Growth)

✓ TFSA (Tax-Free Savings Account): 2026 annual limit is C$7,000 (C$109,000 cumulative since 2009). All TSX capital gains and eligible dividends compound 100% tax-free.

Initial Principal (CAD): C$50,000
Annual Contribution (CAD): C$7,000 / yr
Div Yield %: 3.20%
Price Return %: 5.50%
Projected Terminal Value C$498,420 Principal: C$190,000
Annual Eligible Dividends C$15,949/yr C$1,329 / month
Est. CRA Tax Advantage C$64,180 Eff. Div Tax: 0.0%
38% Gross-Up Credit Sheltered (TFSA) Fed 15.02% + Prov Credit
Projected Wealth Trajectory (After-Tax CAD)
Total Portfolio Value Contributed Capital
CSA NI 31-103 Hypothetical Illustration & Tax Notice: Projections generated by this simulator are strictly mathematical illustrations assuming constant annual returns and 2026 Canada Revenue Agency (CRA) parameters. Actual equity returns fluctuate and may result in loss of principal. Eligible dividend tax credits apply only to dividends designated by Canadian public corporations under the Income Tax Act (Canada). Consult a Chartered Professional Accountant (CPA) or Registered Portfolio Manager before executing tax strategies.
CSA NI 31-103 Part 8 Exemption

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Northern Ledger Capital Research Inc. publishes general financial and institutional market data open to the public. We do not hold client funds, execute trades, or receive brokerage commissions or order-flow rebates from any TSX market maker.

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